Farming as a business, properly
Guided, in-app learning that builds the financial discipline a farm enterprise actually needs — not a weekend of enthusiasm.
For institutions sponsoring soon-to-retire staff
Prepare staff to run farms as a business.
Sponsor soon-to-retire staff onto Panuka so they leave with a costed plan, real records and an enterprise that stands on its own — not a hopeful hectare.
- Engine
- Teach + Tools
- Who sponsors
- Institutions sponsoring staff approaching retirement — banks, corporates, mines, government and pension schemes.
- Outcome
- People genuinely prepared to run farms as a business.
What you get
Retire-to-Farm
A real business plan
A funder-ready plan generated from their own numbers, with the costs and assumptions written down before the money moves.
Records from day one
The Panuka Diary from the first season, so the enterprise has a track record instead of a memory.
Reporting back to you
Branded reporting on the group you sponsored — participation, plans completed and enterprises actually trading.
How it works
From mandate to verified outcomes
01 · Briefing
You tell us the group — how many people, timelines and what you want them to leave with.
02 · Scope the engagement
We agree the enterprise types, the depth of support and the outcomes you will report on.
03 · Sponsor onto Panuka
Staff are onboarded, learn the business of farming and build their plan and records in the same place.
04 · Outcomes report
You get reporting on the group, and they leave with an enterprise that has records behind it.
National contribution
Zambia's National Financial Inclusion Strategy II
Retire-to-Farmcontributes directly to NFIS II. We report against these indicators rather than claiming the strategy's outcomes as our own.
See the full impact pictureIndicators contributed to
- Financial capability and literacy among adults
- Enterprise formalisation and business record-keeping
What this means: Someone retiring puts their gratuity into an enterprise with a costed plan behind it, instead of into a hopeful hectare.
Ready to start the conversation?
Tell us about your mandate and we will respond within 24 hours with an engagement outline.